In the US, banks and other financial institutions use routing numbers to identify themselves in a domestic wire transfer, international wire transfer, or another purpose. Bank of America’s routing number comprises 9 digits and sometimes called routing transit numbers, ABA routing numbers, or RTNs. For more exciting information, you can visit Moneybrighter.
The Federal Reserve Banks need routing numbers to process Fedwire funds transfers. The ACH network also requires them to process electronic funds transfers – like direct deposits and bill payments.
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On this page, you’ll learn about the following:
- Bank of America Routing Numbers for ACH Transfers
- Routing Numbers, BIC, SWIFT Codes, and IBANs – What Is the Difference?
Bank of America Routing Numbers for ACH Transfers
The ACH routing number should be included in sending an ACH transfer to any Bank of America account. To post a domestic ACH transfer, you will need to use the ACH routing numbers, which differ from state to state. To find your ACH routing number, you will need to include the ACH routing number and other international bank details when sending an ACH transfer to any Bank of America account.
How to Find the Bank of America Routing Number Online
Your Bank of America routing number helps make sure your payment arrives at the recipient safely and soundly, but it is always worth checking the right account and routing number with your bank or recipient. Below are some of the ways to find your number online:
- Bank of America online banking. You will be able to get your Bank of America routing number by logging into online banking.
- Check or statement Bank of America-issued check or bank statement.
- Fedwire – You can also find your routing number on the official website of the Federal Reserve.
Where to Find Routing Number on Paper Checks
If you have a bank check, you will easily find your routing number. It is a unique
nine-digit number, usually located at the bottom of personal checks.
Which Bank of America Routing Number Should You Use?
The Bank of America routing number you need depends on the transaction. You might require one number to receive ACH transfers and another to set up automatic bill payments.
A bank may have a few routing numbers, but they can not share them with other banks. It helps make sure your payment ends up where it is meant to be. You can look for the Bank of America routing numbers for:
- Checking and savings account routing number
- ACH payments routing number
- Wire transfers routing number.
Routing Numbers, BIC, SWIFT Codes, and IBANs – What Is the Difference?
You will require a few details to send or receive money via wire transfer either in the US or even international transfers, where money moves typicall. Bank routing numbers can help identify banks when processing domestic ACH payments or wiring transfers only in the United States. You do not need one to institute payments to your friend in France, for instance.
- SWIFT codes, like routing numbers, can identify banks and financial institutions for international payments. They are sometimes called BIC codes.
- IBANs (International Bank Account Numbers) can identify individual bank accounts. Many banks issue them in Europe, and banks worldwide are starting to adopt them as well.
Uses of Routing Numbers
Banks use the routing numbers for all types of banking transactions, including international wire transfers and even other electronic transactions. You may need one should you wish to do these tasks:
- Set up direct deposits, or pay bills automatically from your account with Bank of America
- Make payments such as salaries or pension deposits into your accounts.
- Pay in by a personal check.
- Make an international wire transfer or ACH payments to someone in the US.
You can get the correct routing number for the type of transaction you want to make by selecting the state in which your account was opened.
You can get both your ABA routing number and your Bank of America account number by following the following steps:
*On our website
Sign in to the Online Banking website
Choose your desired account and go to the Information and Services tab
*On your Mobile device
Sign up for the mobile app
From the Accounts Overview, tap to select your checking or savings account.
Scroll down to the Account Details heading
The ABA Routing Number is a 9-digit identification number assigned to The American Bankers Association’s financial institutions. The number identifies the financial institution in which the payment is drawn. Routing numbers are sometimes called Check Routing Numbers, ABA Numbers, or Routing Transit Numbers (RTN). Routing Numbers differ depending on the state in which your account was opened and the type of transaction being made.
Bank of America Routing number is an essential number that helps facilitate financial transactions like depositing, receiving, and sending money to friends. You can find it in your deposit checks, so keep your customer checks handy. There is no problem in writing your routing number down for ease of access.
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