If you see JPMC RE PAYPAL INTL in your bank statements, there is no need to panic. But still, you will need to investigate a little bit. It will help if you recall any recent transactions that you made online. If a scenario comes to mind, it could be the reason why the JPMC RE PAYPAL INTL has just appeared on your bank account statement. Before we discuss any further, make sure to check out other articles on Money Brighter.
If you do not remember any transaction made online, you probably need to call your bank for confirmation and advice. It is unlikely, but there is still a small chance that you might be a victim of a fraud or scam.
On this page, you’ll learn about the following:
What is JPMC RE PAYPAL INTL?
The JPMC RE PAYPAL INTL stands for “JP Morgan Chase regarding PayPal International.” JPMorgan Chase is an American multinational investment bank that is affiliated with PayPal. They authorized to debit a PayPal account that verified their identity by connecting their bank account.
For PayPal users who have signed up for PayPal services and verified it using a bank account and credit card, this is typical. JPMorgan Chase is the entity that will do the debiting when you opt to pay a service using direct debit.
Is it safe?
The JPMC RE PAYPAL INTL is basically safe. But it is safe to a point. As mentioned earlier, you must have direct knowledge about a specific online transaction that the charge is justified.
It could be a subscription, transaction fee, or anything you are authorized to use direct debit as a payment mode. As long as the situation is still within your knowledge, it would help if you considered your PayPal and bank account safe and uncompromised.
What to do when JPMC RE PAYPAL INTL appears on your bank account statement?
Now, if the charge or debit to your account is not supposed to be or does not have any grounds, then this is the time that you should make a move. The first thing is to call your bank office and ask for the nature of the charge.
If the bank can provide an acceptable reason or explanation, then your account should be sufficient. If not, go to the next step, which is contacting the PayPal customer service.
In case their response is acceptable and reasonable, then your account is safe. But if it is not, then it’s time to file a dispute.
Before contacting the customer service of the bank and PayPal, make sure that you have not made any online transaction recently. This will lessen the hassle of dealing with the issue rather than upset for nothing in the end.
You could also check your PayPal account transaction history and see if there are some activities made in the past week or month. This is a necessary task, so this should be easy to do.
Then there is the part where you authorize a family or relative to use your PayPal account. You might not have made any purchase lately, but they might. So talking to them and clarifying the situation would be helpful.
If you think that the charge is not legit and has no grounds, you should request your bank for a refund. File a report if needed and do it immediately. You can’t just sit around and let them take your money for no reason.
As you have learned in this article, the JPMC RE PAYPAL INTL is supposedly not a scam. But some entities can replicate the name and pretend that they are charging you legit money. So if you are in doubt, always make sure about the nature of the debit.
Have you encountered the JPMC RE PAYPAL INTL name on your bank account too? What did you do? Did you fix it? Tell us your story in the comment section. We would love to know what you think about your situation. It might be helpful for other people who experienced a similar scenario to yours. Ask us about Authorised payments, Direct Debit References, Real Time Payments, continuous payment, payment for sellers, Timely Payments, Online payment processing, Payment option, payment inquiries, quick payments, Delay in payments, payment processing platform, financial transactions or transfer of funds.
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