PayPal Cash: Adding Funds On PayPal Using Cash On Hand

Two years ago, PayPal decided to discontinue the PayPal My Cash card. The discontinuation irked users who relied on the card because they use it to reload their PayPal account directly.

PayPalCash

If you’re one of the My Cash card users, then there’s no need to worry! PayPal actually switched to a user-friendly feature so that you could easily reload your funds. This new feature is called PayPal Cash.

All of us are familiar with PayPal’s standard method of reloading accounts. This is usually done through a credit card or bank account.

Meanwhile, PayPal My Cash Card was intended to make reloading PayPal much easier with the cash you have on hand. PayPal discontinued the My Cash Card to make way for an easier method to put cash on their users’ accounts.

PayPal Cash now offers users another method of putting money into their PayPal accounts. This new feature involves going to selected retailers like 7-Eleven, Rite Aid, Pharmacy, and CVS Pharmacy.

PayPalCash vs. PayPalCash Plus

Paypal cash plus is designed for people who use PayPal to buy and sell. Meanwhile, PayPal cash is for those who use PayPal merely to purchase online. If someone sends money to an account holder with only the PayPal cash, this account holder will be prompted to withdraw funds to a bank or leave in the wallet.

What you can do with your PayPalCash Card

PayPal Cash Card is a debit card that you can use along with your PayPal Cash Plus account. With this card, you can do any of the following:

  • Instantly access money using your U.S. account.
  • Use your PayPal funds to purchase in stores or online; at any store that accepts Mastercard. 
  • Check your PayPal balance or withdraw money from your PayPal Cash Plus account at MoneyPass ATMs; this is a free service.
  • Withdraw money at ATMs worldwide; there’s a $2.50-fee at machines that are not marked as MoneyPass ATMs.
  • Be protected from unauthorized payments sent from your account.
  • Add cash to your account in thousands of stores nationwide where cash reloading is supported.

Remember that PayPal Cash Card is not a credit card. Thus, check your balance frequently. There are no annual or monthly fees, nor is there a minimum balance required.

How to request or apply for PayPalCash Card

If you have already previously signed up for any product from PayPal, you will only need to confirm the information that PayPal has of you on file. Otherwise, you will be asked for your full legal name, mailing address, date of birth (DOB), and the last four (4) digits of your Social Security Number.  

How to Use PayPal Cash

PayPal Cash makes reloading PayPal accounts easier and more convenient because you will not have to purchase a card to make this feature work. Just follow the steps below:

  1. Open the PayPal app on your mobile device or use a web browser using a laptop or PC.
  2. Log in using your PayPal information.
  3. Select “Add Money,” and PayPalCASH® Add money at a Store on the menu.
  4. Select your preferred retailer.
  5. A custom barcode will then appear on your screen.
  6. If you are using the mobile app, you will only need to present the barcode using your mobile phone.
  7. If you are using a web browser, print the barcode on a piece of paper.
  8. Bring the barcode to the register with your money that you want to deposit to your PayPal account.
  9. That’s it! In a few moments, the newly added funds will appear on your PayPal account.

Associated fees

You don’t pay any fee, annual or monthly, with PayPal Cash Card. There are no overdraft fees since the money you use us the amount available in your PayPal account. Hence, should your balance be insufficient for a purchase’s amount, then the transaction is declined instantly. There is also no fee for cash withdrawal from any MoneyPass ATM nationwide.

Cash in at Walmart

PayPal account holders can load their PayPal accounts at Walmart stores. it costs $3 per service. PayPalCash Mastercard customers can also check their balance with the Walmart Service Desks, ATMs, and cash registers all for the same fee. 

Lost or stolen card

In case you lose your PayPal Cash Card, do report it using your PayPal account by doing the following steps.

Report through browser:

  1. Choose “PayPal Cash Card” from your “Summary” page
  2. Select “Manage my card”
  3. Click “Report card lost or stolen” and do as the instruction says.

Report through PayPal app:

  1. Log in to your PayPal app
  2. Tap on “Settings” on the top right corner of your screen
  3. Tap “PayPal Cash Card”
  4. Tap “Report your card lost or stolen”
  5. Follow the instructions that appear after.

Once your lost or stolen card is reported, the card is permanently closed.

Reminders

While your PayPal card has various features, it also entails some limitations and charges. Here are some things to remember about your card.

  • A $3.95 service fee applies
  • The mobile barcode is only good for one hour from the time of its creation.
  • The web browser barcode is good for 48 hours from the time of its creation.
  • When using the mobile app, create the barcode when you reach the retailer location. You only have an hour so it would be best if you are near the counter when it is available.
  • You can only add values ranging from $20 to $500 using one barcode.
  • Only three barcodes are allowed per day.
  • You are limited to $4,000 a month using the barcode method.
  • This service is only available in selected countries. If your mobile app or browser does not show the “Add Money” button, that means your account is not eligible to use this feature.

FAQ

How to get cash card from PayPal

Click on “Request a PayPalCash Card” and follow the instructions. If you have already previously signed up for any product from PayPal, you will only need to confirm the information that PayPal has of you on file. Otherwise, you will be asked for your full legal name, mailing address, date of birth (DOB), and the last four (4) digits of your Social Security Number.

How to use PayPalcash

-Open the PayPal app on your mobile device or use a web browser using a laptop or PC.
-Log in using your PayPal information.
-Select “Add Money,” and PayPalCASH® Add money at a Store on the menu.
-Select your preferred retailer.
-A custom barcode will then appear on your screen.
-If you are using the mobile app, you will only need to present the barcode using your mobile phone.
-If you are using a web browser, print the barcode on a piece of paper.
-Bring the barcode to the register with your money that you want to deposit to your PayPal account.
-That’s it! In a few moments, the newly added funds will appear on your PayPal account.

Are there fees for using PayPalCash?

You don’t pay any fee, annual or monthly, with PayPalCash Card. There are no overdraft fees since the money you use us the amount available in your PayPal account. Hence, should your balance be insufficient for a purchase’s amount, then the transaction is declined instantly. There is also no fee for cash withdrawal from any MoneyPass ATM nationwide.

Reporting a lost or stolen PayPal card

Report through browser:
-Choose “PayPal Cash Card” from your “Summary” page
-Select “Manage my card”
-Click “Report card lost or stolen” and do as the instruction says.

Report through PayPal app:
-Log in to your PayPal app
-Tap on “Settings” on the top right corner of your screen
-Tap “PayPal Cash Card”
-Tap “Report your card lost or stolen”
-Follow the instructions that appear after.

What to do with PayPalCash

-Instantly access money using your U.S. account.
-Use your PayPal funds to purchase in stores or online; at any store that accepts Mastercard. 
-Check your PayPal balance or withdraw money from your PayPalCash Plus account at MoneyPass ATMs; this is a free service.
-Withdraw money at ATMs worldwide; there’s a $2.50-fee at machines that are not marked as MoneyPass ATMs.
-Be protected from unauthorized payments sent from your account.
-Add cash to your account in thousands of stores nationwide where cash reloading is supported.

Where to cash in money to PayPalcash

PayPal account holders can load their PayPal accounts at Walmart stores. it costs $3 per service. PayPal Cash Mastercard customers can also check their balance with the Walmart Service Desks, ATMs, and cash registers all for the same fee. 

Are PayPalcash and PayPalCash Plus the same?

Paypalcash plus is designed for people who use PayPal to buy and sell. Meanwhile, PayPalcash is for those who use PayPal merely to purchase online. If someone sends money to an account holder with only the PayPalcash, this account holder will be prompted to withdraw funds to a bank or leave in the wallet.

What is PayPalCash Card?

PayPalCash Card is a debit card that you can use along with your PayPalCash Plus account. 

In Conclusion

PayPalCash is useful for those instances that you want to buy something online but do not have enough funds on your credit card or bank account. This will make adding money a lot easier and more convenient.

While using the PayPalCash, make sure to monitor all the limitations set by PayPal. Otherwise, you could end up having your account on hold and this might cause inconveniences on your part.

Feel free to ask us questions by leaving a comment below. We will try to respond to them as soon as we can.

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2 thoughts on “PayPal Cash: Adding Funds On PayPal Using Cash On Hand”

  1. I’m wondering if Paypal is going to have difficulty accepting payments from people using a service that relies on the payment method for their payment.

    Reply

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