PayPal Routing Number – United States (2020 Full List)

If you are looking for a PayPal routing number, there is no actual PayPal routing number. You have only your email address to use when logging in to your PayPal account or when you want to get paid. That is how PayPal works ever since.

paypal routing number

But there is a way to get a PayPal routing number if you really need it. This feature is only available for selected PayPal users. You got to have PayPal Extra MasterCard, PayPal Prepaid Card, or PayPal Credit. These services have a special feature that enables the cardholders or users to gain direct access to their bank account or debit account. Before we discuss any further, make sure to check out Money Brighter for other PayPal guides.

What is PayPal Routing Number?

Since PayPal is only using email to pay, send, or receive money virtually or online, there is no routing number for all PayPal accounts. So if you are using a PayPal basic account through its web interface, you will not get or find a routing number.

Now, for those that are using special features such as PayPal Credit, you can have a routing number in case you really need it. PayPal uses the Bancorp Bank’s ABA routing number. So you can use their routing number: 114924742

Remember that your PayPal Card’s 16 digit number is not the routing number. If you also want to find out your PayPal Card’s account number, here is what you should do.

  1. First, make sure that your PayPal card is connected to your PayPal account. If you just bought the card from a shop, register it so you can access your PayPal online account funds through the card.
  2. If you have registered the card on your PayPal account, log in to PayPal’s official website.
  3. On the main dashboard, click on the “Add/Manage Money” tab.
  4. On the next page, click on “Direct Deposit.”
  5. Now you should see the information that you need on the right side of the screen.

It will be ideal if you note that PayPal’s routing number doesn’t chip away at Fedwire Payments. Since PayPal accounts can work on the web, and ongoing utilizing registered emails, the requirement for customary electronic exchange isn’t required here.

Except if you have different purposes behind an electronic exchange, there is no way around it. PayPal utilizes its system to send and get cash.

Did you know that PayPal has different account types? Make sure to check out our guides for joint accounts, premier accounts, and PayPal for non-profits.


If you do not have PayPal Credit or PayPal Extra MasterCard, you will be stuck on just using your registered PayPal email address as your means of sending and receiving money. And the fact that these cards are only available in the US makes it even more difficult for those people living overseas who need it.

PayPal is a great financial service, but it lacks a lot of feature especially in other parts of the world. It is a great alternative for many financial services, but it is not perfect. So if you have other suggestions, you may share it with us in the comment section. We would know your thoughts and ideas to help out other people as well.

Feel free to leave questions regarding today’s topic. We appreciate useful queries that have the potential to clarify issues and provide answers in the process. Let’s positively help this community.

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