US Bank Routing Number – United States (2022 Full List)

A U.S. Bank Routing Number is a 9 digit number that identifies the bank’s location where you opened your bank account. It can also be called Routing Transit Number, RTN, or ABA Routing Number. A U.S. Bank Routing Number will be required for you to make/receive payments online or by phone. Whether you use some other branch for U.S. Bank banking purposes, your routing number will be the one where you opened your account. 


Usually, nationwide banks have more than one routing number if they have more than one branch in a country, and it will differ from state to state and region to region. Find your Routing Number using this guide. 

Before you proceed further, you can also read other articles at Money Brighter.

What is the use of the U.S. Bank Routing Number?

  • To set up your bank account online.
  • To receive a salary or pension in your account.
  • To set up direct deposit.
  • For transferring and receiving funds electronically.
  • To pay bills automatically from your US Bank account.
  • To deposit money to someone else’s account.

How to find your U.S. Bank Routing number on your own?

  • Find your U.S. Bank Routing Number
  • Find the Routing Number on the Check
  • Find the Routing number using Online Banking
  • Finding the Routing Number on the US Banks App
  • Call Customer Service of US Banks

Find your U.S. Bank Routing Number here

StateRouting number
California – Northern121122676
California – Southern122235821
Colorado – Aspen*102101645
Colorado – all other areas102000021
Illinois – Northern071904779
Illinois – Southern081202759
Iowa – Council Bluffs104000029
Iowa – all other areas073000545
Kentucky – Northern042100175
Kentucky – Western083900363
Minnesota – East Grand Forks*091215927
Minnesota – Moorhead091300023
Minnesota – all other areas091000022
Missouri – Western101200453
Nebraska (+ Council Bluffs, IA)104000029
New Mexico107002312
North Carolina064103707
North Dakota (+ Moorhead, MN)091300023
Ohio – Cleveland041202582
Ohio – all other areas042000013
South Dakota091408501
All other states091000022
Full list of Routing Number US Bank 2020

Full list of Statewide Bank Routing Number US Banks 2020

Note: You can not find out the Routing Number using your debit/credit card as routing numbers are purely used to transfer funds between bank accounts. 

Banks use the routing number to ensure that the recipient receives it in a timely and safe manner. A routing number can always be verified directly by you by visiting the Federal Reserve’s Official website.

Find the Routing Number on the Check

The first 9 digits shown in the image are the routing number for your US Bank branch, and it can be used for all transfers. Everyone who opened the account with the same unit of US Banks will have the same routing number.

Your account number is different from the Routing Number and can be of 10-12 digits, which will be unique to you and printed on the Routing Number’s right on your check.

A check number is the series of the number of personal checks assigned to you, which banks use for monitoring purposes, and you can use it for keeping track and accounting.

Find the Routing Number using Online Banking.

  1. Login to your account, and next to the account name, click the link with the Bank Account number’s last 4 digits.
  2. You may be prompted to complete an additional security check depending on your account settings to add One Time Password, ID Shield Question, etc.
  3. You will now be able to see your account number and routing number in a pop-up window. 

Finding the Routing Number on the US Bank App

Whether you are using an Android or iPhone, use the following steps to find the Routing number on the app of US Banks:

  1. Go to ‘Account Options.’
  2. Select ‘View Account Information’ and then select ‘Account Number.’
  3. You may be prompted to complete an additional security check depending on your account settings to add One Time Password, ID Shield Question, etc.
  4. Your international bank account number and routing number will be displayed to you now after completing the authentication.

If you are using the browser on your phone to view the Routing Number, you can go to ‘My Accounts’ and select ‘Show routing/account number’ and complete the authentication to view the details.

Call Customer Service of US Banks

Call US Bank Customer Service at 1-800-872-2657. You will be required to verify your identification information and a few account details to the customer representative, who will let you know about your bank’s routing number.

How to make an international transaction?

Even for non-U.S. bank customers, to avail of international money wiring services, you will need to provide the SWIFT Code of US Banks, USBKYS44IMT. A SWIFT code can also be called the Bank Identifier Code (BIC), and it is used to identify the country, bank, and branch the account is registered. 

Note: A SWIFT Code is used strictly for incoming international transfer only.

For making payments using an international transfer, you would need the following details:

  • Recipient’s name on Bank Account
  • Recipient’s bank name, address, and country
  • Recipient’s account number 
  • Recipient’s SWIFT Code
  • The currency of the Recipient’s bank account
  • Purpose of Wire Money Transfer

What are the charges for US Bank wire transfers?

For bank wire transfer services using US Bank, nominal charges differ on the type of your account and if it is a domestic or international wire transfer, see all charges details below. It is also important to consider that the recipient may receive less than the amount debited from your account due to the fees charged by the recipient’s bank and intermediary bank if any. 

Domestic (Incoming)$20.00
Domestic (Outgoing)$30.00
International (Incoming)$25.00
International (Outgoing)$50.00
Wire transfer charges for Personal Accounts 2020
Domestic (Incoming)$14.00
Domestic (Outgoing)$40.00
International (Incoming)$15.00
International (Outgoing)$70.00
Wire transfer charges for Business Accounts

Frequently Asked Questions

If I use a different branch for banking purposes, my account was opened in another branch, so which one is my routing number?

In order to simplify the banking process, the banks use the branch and location where your account was opened as the one which is your routing number.

Can I find out my routing number on my debit/credit card?

No. A routing number is only used for bank transfers. Therefore it can not be found out using your debit or credit card. However, you can bookmark this page for easy accessibility so that you can find your routing number whenever you need it.

Is my Routing Number and Account Number the same?

Routing Number and Account Numbers are different. Routing Number is the number used to identify a particular bank issuer branch, according to location. Account Number is specific and unique to your account. Many individuals will have the same Routing Number, but no one will have the same Account Number as you.

For International Transfers, what would I need?

For receiving International Wire Transfers, please provide US Bank’s SWIFT Code: USBKYS44IMT along with your routing number.

For sending International Wire Transfers, you would need the Recipient’s name, bank name, account number, SWIFT Code of their account, the local currency, and you’d also have to provide the purpose of the wire transfer.

Will the amount that I send for wire transfers be the same as the amount the recipient gets?

The recipient’s bank and the intermediary bank will charge a fee, so your recipient will receive the amount after deductions. Please refer to the full charge lists above to plan accordingly.


Your bank account number and routing number are important details that can come in handy multiple times when you are making or receiving transfers, money orders and cashier’s checks. Routing numbers are typically found in checks, so it helps to have a checking account, but it’s not really necessary if you are concerned about the check fee. You can always just ask for the routing number from your banks and store it along with your account number in a safe place so that it is easily accessible to you. Ask us about Financial Solution, Insurance Policy, Business checking accounts, card holder agreement, Tax Payment Options, Wire Transfer Payment, International Payments, Domestic payments, Checking Account Transactions, online banking steps, banking solutions or anything from the article.

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