PayPal Routing Number – United States (2021 Full List)

If you are looking for a PayPal routing number, there is no actual PayPal routing number. You have only your email address to use when logging in to your PayPal account or when you want to get paid. That is how PayPal works ever since!

paypal routing number

But there is a way to get a PayPal routing number if you really need it. This feature is only available for selected PayPal users. You got to be Paypal card users have with either PayPal Extra MasterCard, PayPal Prepaid Card, or PayPal Credit. These services have a unique feature that enables the cardholders or users to gain direct access to their bank account or debit account. Before we discuss any further, make sure to check out Money Brighter for other PayPal guides.

On this page, you’ll learn about the following:

What is PayPal Routing Number?

Since PayPal is only using email to pay, send, or receive money virtually or online, there is no routing number for all PayPal accounts. So if you are using a rudimentary PayPal account through its web interface, you will not get or find a routing number.

Now, for those using special features such as PayPal Credit, you can have a routing number in case you really need it. PayPal uses the Bancorp Bank’s ABA routing number. So you can use their routing number: 114924742

Remember that your PayPal Card’s 16 digit number is not the routing number. If you also want to find out your PayPal Card’s account number, here is what you should do.

  1. First, make sure that your PayPal card is connected to your PayPal account. If you just bought the card from a shop, register it so you can access your PayPal online account funds through the menu.
  2. If you have registered the card on your PayPal account, log in to PayPal’s official website.
  3. On the main dashboard, click on the “Add/Manage Money” tab.
  4. On the next page, click on “Direct Deposit.”
  5. Now you should see the information that you need on the right side of the screen.

It will be ideal if you note that PayPal’s routing number doesn’t chip away at Fedwire Payments. Since PayPal accounts can work on the web and ongoing utilizing registered emails, the customary electronic exchange isn’t required here.

Except if you have different purposes behind an electronic exchange, there is no way around it. PayPal utilizes its system to send and get cash.

Did you know that PayPal has different account types? Make sure to check out our guides for joint accountspremier accounts, and PayPal for non-profits.

You should also pick up a direct deposit form from your employer, or government benefits manager. They will also mail the personalized card to you on the first business day after you requested it. But before you get started, be aware that the routing and account numbers for the direct deposit program can only be used for incoming payments. And you can only use PayPal direct deposit if you’ve signed up for a PayPal Cash Card debit card. PayPal allows users who have signed up for the PayPal Cash Card debit card to access the direct deposit feature, which lets you get paid directly to your PayPal account. You can view your paypal prepaid card account balance / card balance , transfers and transaction history of your bills and purchases and even savings. You can also use the direct deposit service and get direct deposit info for online money transfer.


PayPal is an online payment service that makes it easy for people to send money to each other. Customers can create an account on PayPal’s platform that is linked to their credit card or checking account.

If you do not have PayPal Credit or PayPal Extra MasterCard, you will be stuck on just using your registered PayPal email address as your means of sending and receiving money. And the fact that these cards are only available in the US makes it even more difficult for those living overseas who need them.

PayPal is an excellent financial service, but it lacks many features, especially in other parts of the world. It is a great alternative for many financial services, but it is not perfect. So if you have other suggestions, you may share them with us in the comment section. We would know your thoughts and ideas to help out other people as well.

Feel free to leave questions regarding today’s topic. We appreciate useful queries that have the potential to clarify issues and provide answers in the process. Let’s positively help this community.

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